Getting a mortgage as a UK expat isn’t always easy, for many reasons, but with the UK property market being so hot right now we’re seeing more and more clients approaching us to look at the possibility of qualifying for a mortgage or buy to let mortgages.
With most areas across the UK now growing in value by 10% or more year-on-year, expat mortgages are now a product that more expats are looking at.
Of course, the rental market, buy to let and expat BTL are booming with rents and yields also increasing quickly. It’s mainly thanks to a chronic lack of supply and quickly growing demand that the disparity is driving prices and rents up, meaning expat buy to let as a mortgage option is gaining in popularity.
Get the best UK expat mortgages offers
As one of the top mortgage brokers in the UK we specialise in finding you the best offers for mortgages and expat mortgage on the market. For an expat mortgage we shop our panel of lenders to find the most suitable provider for your needs and can find exclusive rates that can beat the market rate.
Having built relationships with mortgage providers and expat mortgage providers over many years, we can often offer you exclusive rates and deals.
Can I get buy-to-let mortgage as an expat?
Yes, you can, but it may be more difficult and the mortgage lender may ask you to prove things like your income, your residency status and the source of any money you’re using as a security deposit for your let mortgage.
That’s not to say we can’t facilitate it, and we have arranged millions of pounds worth of lending for our clients over the years for let mortgages and expat mortgages, however, you should be aware that it won’t be as straight forward as organising a normal residential mortgage or mortgages if you’re an expat.