We’ve successfully delivered a £12,675,000 buy to let term loan refinance on a large scale shopping centre asset for an experienced portfolio landlord, completing within a four week timeframe.
Transactions of this size demand more than lender access. They require disciplined underwriting, clear structuring, and constant momentum across valuation, credit, and legal stages. This deal moved because each part of the process was managed with intent, not hope.
At Hank Zarihs Associates, our focus is always on certainty. We don’t chase volume for the sake of it. We underwrite properly, anticipate friction early, and structure deals that are built to complete, even in a more cautious market.
Huge credit to our Head of Underwriting, Janelle Baffa, for leading the transaction from assessment through to completion, and to Shiraz Khan 🦅 for originating and managing the relationship. Thanks also to Punjab National Bank (International) Limited and all advisors involved for their collaborative approach.
Arpit Bhargava, Milton Rodosthenous, Spector Constant & Williams, George Constant
Another complex commercial refinance delivered where execution mattered most.
#Underwriting
#CommercialProperty
#PropertyFinance
#BuyToLet
#Refinance
#HankZarihsAssociates
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