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At Hank Zarihs Associates, we don’t just arrange finance, we deliver solutions that transform possibilities into reality.

Stay informed with the latest news, market trends, and expert guidance on bridging loans, development finance, and UK real estate investment. Our blog is here to support your property journey with clear, practical advice.

At Hank Zarihs Associates, we don’t just arrange finance, we deliver solutions that transform possibilities into reality.

When 95% of lenders said no, we found a way to make it happen.
Back in June, a long-standing client came to me after securing an offer on a part-complete scheme in East London: 170 units with a projected GDV of £50m. It was a huge opportunity, but one packed with challenges. For most lenders, the risks felt too great: borrower experience, scheme scale, tight timelines. Ninety-five percent simply would not get comfortable.

What was needed?
Our client in London purchased a property at auction, a 3 bedroom townhouse that had structural issues. The client had originally agreed finance with another provider but the lender pulled out once the structural issues were identified by a survey. The client needed to replace that auction finance as quickly as possible.

What was needed?
Our client purchased an undervalued property based in Manchester at auction. Our client’s plan was to purchase the property from auction and move it onto a buy-to-let once all works to the property have been completed.

What was needed?
Our client was looking to purchase an office building in Reading in order to redevelop it and convert it into 69 flats, as well as a further 45 flats in the roof space over two floors.
The client had money towards the project but needed further capital in order to cover the cost of development over a longer period whilst the works were completed.

What was needed?
Our client needed a longer term finance arrangement for some unsold properties on a development they had completed, and their previous finance arrangement had come to an end.
Having completed the development but been unable to sell the remaining units before their previous finance completed, our client needed to re-arrange the finance on these units as soon as possible.

What was needed?
Our client in Surbiton needed to re-arrange their finance when they weren’t able to sell 5 apartments and a freehold from a development of 46 residential and 3 commercial units.
Their previous finance arrangement had come to an end and they needed to re-negotiate the finance on the remaining units.

What was needed?
Our client needed to borrow a substantial amount in order to redeem a bridge loan that they’d used and then convert office space into 40 residential units and an extra floor for a further 10 residential units.

What was needed?
Our client was looking to purchase an office block that they intended to convert into 40 apartments, with the client also gaining planning permission for an extra floor with an additional 10 apartments.
The client needed capital to be able to complete the purchase, and needed it in the short term to be able to complete the purchase and the development of the building.
Housebuilders are challenging proposals to scrap the lower rate of landfill tax, which they claim would amount to a 30-fold
Smaller builders are calling for the government to remove the one-hectare threshold for theproposed medium-sized plot definition of ten to
Plans for 300,000 new social and affordable homes over the next decade will generate a pipeline of work for SME
Robots capable of laying bricks five times faster than a skilled human could help the UK reach the ambitious target
Smaller builders are optimistic Homes England’s new national housing bank will give them a bigger slice of the development action.
Housebuilders are calling for a ‘cap’ on the grid connection and infrastructure costs when it becomes mandatory for new homes
Standardisinginfrastructure agreements and employing more planning officerswould speed updelivery of thousands of housing projects currently delayed, claims the Homebuilders Federation,
Simplifying planning with a new ‘medium’ sized definition for sites of ten to 49 homeswill enable SMEs to be major
Proposals for young people to be able to work and move freely around Europe could have a positive spin-off for
SME construction firms to be the most affected by proposals to reign in immigration as they will struggle to pay
Grid demand to surge as heat pumps and electric cars gain traction SMEs will leave the housebuilding sector if the
Standardisinginfrastructure agreements and employing more planning officerswould speed updelivery of thousands of housing projects currently delayed, claims the Homebuilders Federation,
Expanding the proposed medium-sized site definition of ten to 49 homes to up to 150 for London has won the
Imposing a design code for conversions of empty office space into housing would help ensure the new homes were fit
Water companies must be held to account on sewage provision if the Government’s target of 1.5m new homes by 2029
Master developer Lands Improvement has acquired Dunton Hills golf centre and is set to put enabling infrastructure on the 551-site
Hank Zarihs Associates streamlines your financing journey with tailored solutions, fast approvals, and expert guidance, connecting you to trusted lenders for project success
Hank Zarihs Associates streamlines your financing journey with tailored solutions, fast approvals, and expert guidance, connecting you to trusted lenders for project success